Health Insurance beyond the underpriveledged

A few points that I'd like to emphasize after reading the blog:

1) It's interesting that your group cited that for an average family the costs of health insurance can be around $13,000 a year. What's difficult to even comprehend right now is that even if the family was middle class -- and closer to $75,000 ... this is still just slightly under 1/4th of their income. I'm not sure if anybody has bought a house, or (much like the average american family) has more than two kids -- but bills stack up fast and can be costly. Morgages, loans, school bills -- in the span of a year many couples struggle with keeping the house updated (and not just cosmetically but even the necessities are expensive) a new roof, or water heater, or floor, or to spray for flees, or termites, for insects of any kind, or if you have to buy some kind of chemical because there's a problem with insects eating away all the greenery on your property -- many issues home-owners go through. Or if the family has animals, those bills become costly -- just life expenses in general are so high that who can afford health care without driving themselves insane, and putting a very high stress level on the family unit?

2) Beyond the underpriveleged I'd like people to look at options for post college students. I know that I'm nervous about graduating and what I'm going to do for healthcare when I do so. Usually post-graduates are nervous to negotiate salaries when they graduate, I'm thinking that maybe it would be better to negotiate benefits -- an option that might be smart to pose to prospective employers (if they aren't including healthcare benefits).